Missouri & Illinois Senior Healthcare Products

HMO plans offer network based coverage, which have contracted medical providers. PPO plans offer coverage outside the network area, often at higher co-pays, & deductibles. In many cases, your Part D (Prescription Drug coverage) is included in your advantage program. This plan would be referred to a Medicare Advantage Prescription Drug (MAPD) plan.

Missouri & Illinois HMO & PPO Plans

Representing Top Companies

Other benefits that may be included in a MAPD plan, such as preventative dental, eye glasses, hearing aids, transportation to and from an office visit, & Silver Sneakers gym membership, are not provided in original Medicare or a Medicare supplement.

To be eligible for a MAPD, you must have Parts A&B of Medicare, your residence must be in the servicing area and you cannot have end stage renal disease (ESRD).

J. Berg & Associates / Senior Citizens’ Advisory Service Agency is proud to represent the top companies offering MAPD’s in the St. Louis Metro are in Missouri & Illinois.

  • We Couldn't Have Done It Without You

    "Dear Mike, Jeff and I just want to thank you for helping us through every step to get Jeff health coverage and all of the other policies. We couldn't have done it without you, we so appreciate it. We will be in touch next year to take care of mine. Thanks again!"

    P.G., Chesterfield, MO

We Couldn't Have Done It Without You
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Find The Right Plan To Fit Your Needs. Speak with a Senior Insurance Specialist Now!

314.878.0081 Online Quote

- Proudly Representing Top Companies in the industry -

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